Changelog
Last updated:
Written and checked by Aivora Digital
What has changed on the site and when, newest first. Rate updates, new pages, corrections and retired pages all get an entry. If you spot something that needs fixing, please get in touch.
: Stamp duty calculator: every UK nation, more prices and common mistakes
- Added a diagram under how to work out stamp duty by hand, showing the £0 / 2% / 5% bands on a £500,000 home. View
- Stamp duty rates for England and Northern Ireland, Scotland and Wales checked against GOV.UK, Revenue Scotland and the Welsh Revenue Authority. The calculator now has a non-UK resident option that adds the 2% surcharge. View
- New worked examples for £400,000 first-time buyers, £650,000 homes, £250,000 second homes, and £300,000 purchases in Scotland and Wales, plus a table comparing SDLT, LBTT and LTT at six prices. View
- Added how to work out stamp duty by hand, the £500,000 first-time buyer cliff, the rates that applied in earlier years and between September 2022 and March 2025, and answers on refunds and prices from £150,000 to £750,000. View
: Mortgage calculator: interest-only, today’s rates and common mistakes
- Mortgage calculator now shows the interest-only payment and what you would pay if the rate were one point higher, next to the usual repayment figure. View
- New table of monthly payments on loans from £50,000 to £400,000 at 5%, over 25 and 30 years and on interest-only, with the Bank of England’s September 2026 average fixed rates (5.13% for 2 years, 4.98% for 5 years). View
- Added how mortgage rates are set (Bank Rate 3.75%), how interest-only works and what it costs over a full term, and four common mistakes with worked figures, including what happens when a fixed deal ends. View
- Replaced an out-of-date GOV.UK link with Bank of England and MoneyHelper sources. View
: Fuel prices refreshed and second-home stamp duty explained
- Fuel cost calculator: cost-per-mile table updated to the DESNZ UK average pump prices for the week starting 12 October 2026 (petrol 175.28p, diesel 200.04p a litre). View
- 2026/27 rates page: same weekly pump prices refreshed, with the duty rate unchanged at 52.95p a litre. View
- Stamp duty calculator: new section on second-home and buy-to-let higher rates, including GOV.UK’s £300,000 worked example, what people get wrong, and a clear answer on London rates. View
: 2026/27 rates page, quick-reference tables and tighter guides
- New page listing the main UK rates and thresholds for 2026/27, each linked to GOV.UK. View
- Stamp duty calculator: table of stamp duty on common prices for standard, first-time and additional-property buyers. View
- Mortgage calculator: now shows how much you would still owe after 1, 2, 3 and 5 years and every 5 years after. View
- VAT calculator: ready-reckoner for adding or removing 20% VAT on common amounts. View
- Fuel cost calculator: cost per mile and per 100 miles at the latest UK average pump prices. View
- Council Tax calculator: average 2026/27 bill for every band in England. View
- Inheritance Tax calculator: tax on common estate sizes for single people and surviving spouses. View
- Guides no longer repeat the calculators’ worked examples, so each guide focuses on how the tax or payment works.
- Rates on the tax calculators rechecked against GOV.UK; each page now says who wrote and checked it.
: Guides merged into calculators, and hubs grouped by topic
- The VAT, fuel cost and compound interest guides are now part of their calculators. The old addresses redirect.
- Mortgage guide rewritten around the balance over time, choosing a term, fixed deals ending and overpaying. View
- Percentage calculator: UK examples for pay rises against inflation, discounts and percentage points. View
- Tools and guides are grouped by life event, such as buying a home or pay and tax. View
: Clearer policies and page dates
- About, Contact, Privacy and Terms rewritten. Privacy now names Aivora Digital as the data controller and explains your UK GDPR rights. View
- Your consent choice is applied before any Google advertising or analytics code loads.
- Every page shows the date it last changed.
: Short answers at the top of pages
- Quick answers added to the VAT, National Insurance and redundancy guides and to the percentage, working days, inflation, fuel and car tax pages.
- Clearer page titles and descriptions on several calculators.
: Cookie settings fixed
- The “Cookie settings” link in the footer now reopens the analytics choice so you can change it.
: Focus on UK money, and a new loans guide
- Six general-purpose tools (Base64, JSON formatter, regex tester, text case, unit converter and BMI) retired so the site can concentrate on UK money calculators.
- New guide comparing personal loans, car finance and student loans. View
- Privacy policy updated to cover Google Analytics and Google’s consent message.
- Inflation and percentage calculators given quick answers and related links.
: Everyday maths links
- Home page links to the percentage and inflation calculators.
: Who runs the site
- About page names Aivora Digital as the publisher. View
: Analytics
- Google Analytics added, so we can see which pages help people. It only runs if you accept analytics.
: Fuller hub pages
- Tools and guides hubs expanded, with links from each calculator to the guide that explains it.
: Simpler home page
- Home page simplified, with navigation built around UK money topics.
: Capital Gains Tax guide
- New guide to how Capital Gains Tax is worked out, including GOV.UK’s 2026/27 examples. View
: First guides published
- Between 13 and 25 August we published guides to take-home pay, stamp duty, mortgages, National Insurance, student loans, car tax, salary sacrifice, redundancy pay, Inheritance Tax, Council Tax, credit card payoff and inflation. View